Our old tractor was getting, well, old. So we started looking at new tractors last summer but decided to wait due to not being able to afford a new one just then. This year I've figured out how to use the same economic principles the U.S. government uses to get a free tractor. Actually the old tractor broke down so we had to get a new one, but free ones are even better.
Basically, it works like this. If you want a $60,000 tractor but end up choosing a $30,000 tractor, the $30,000 savings is applied making the final cost $0. Then the dealer gave us $10,200 trade in value on the old one. The backhoe was about $10,000 so that means they owe us $200.
The only problem with this plan is that the finance company doesn't understand all this. I tried to tell them about how it works for the government but they're just not getting with the program. Can you imagine they're actually demanding that I make monthly payments? I'll have to start working on how I can explain about my plan to put that new roof on for free next year!
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